尼日利亚的啊 ,各位大大来给个意见

漫步时空

那边的客户说是给我们做100%保兑,保兑行是上海的汇丰,以下说是他以前做过的信用证格式,给我们公司也是开出同样的条款,小弟听说那边银行也不是很安全,心里没底,各位大大来给个意见

信用证内容如下:
Below is our L/C SAMPLE
27: Sequence of Total
     1/1
40A: Form of Documentary Credit
     IRREVOCABLE TRANSFERABLE
20: Documentary Credit Number
     FB06/ILC0692
31C: Date of Issue
     060919
31D: Date and Place of Expiry
     061130 NEGOTIATING BANK COUNTERS
51A: Applicant Bank - BIC
     FIDTNGLA
     FIDELITY BANK PLC
     
     LAGOS  NG
50: Applicant
     ANGELS TECH LIMITED
     24 AWOLOWO ROAD, IKEJA
     LAGOS
     NIGERIA
59: Beneficiary - Name & Address
CITY PLASTIC PRODUCTS CO.,LTD
32B: Currency Code, Amount
     Currency       : USD (US DOLLAR)
     Amount         :                 #52,644.00#
41D: Available With...By... - Name&Addr
     ANY BANK
     BY NEGOTIATION
43P: Partial Shipments
     ALLOWED
43T: Transhipment
     ALLOWED
44A: On Board/Disp/Taking Charge at/f
     CHINA
44B: For Transportation to...
     APAPA, LAGOS
44C: Latest Date of Shipment
     061030
45A: Descriptn of Goods &/or Services
     CFR: OFFICE PRODUCTS AS PER PROFORMA INVOICE NO. xxxxxx
     DATED 9/19/2006
46A: Documents Required
     (1)3/3 NEGOTIABLE AND 2 NON-NEGOTIABLE COPIES CLEAN ON BOARD
     OCEAN BILL OF LADING ISSUED TO THE ORDER OF FIDELITY BANK PLC,
     MARKED 'FREIGHT PREPAID'NOTIFYING ANGELS TECH LIMITED
     24 AWOLOWO ROAD, IKEJA, LAGOS, NIGERIA
     (2)3 ORIGINAL AND 3 COPIES OF COMBINED CERTIFICATE OF VALUE
     AND ORIGIN THAT SHOULD CONTAIN THE FORM M NUMBER, PORT OF
     DESTINATION, COUNTRY OF ORIGIN AND SUPPLY AND ADEQUATE
     DESCRIPTION OF GOODS (DETAILS OF GOODS BEING IMPORTED).
     (3)3 ORIGINAL AND 3 COPIES OF PACKING LIST.
     (4)MANUFACTURER'S CERTIFICATE WITH STANDARDS ADOPTED STATED
     THEREON. (THAT IS STANDARDS TO WHICH THE GOODS HAVE BEEN
     PRODUCED).
     (5)2 ORIGINAL AND 2 COPIES COMMERCIAL INVOICE WITH ADEQUATE
     DESCRIPTION OF GOODS.
47A: Additional Conditions
     (1)DOCUMENTS DATED PRIOR TO L/C OPENING DATE NOT ACCEPTABLE.
     (2)THE NEGOTIATING BANK SHOULD STATE IN THEIR REIMBURSEMENT CLAIM
     WHETHER OR NOT FINAL SHIPMENT AND NEGOTIATION HAVE TAKEN PLACE ON
     THIS CREDIT.
     (3)ALL DOCUMENTS MUST INDICATE BOTH L/C NUMBER FB06/ILC0692
     FORM M NUMBER 070/20061400040.
     (4)THE NEGOTIATING BANK SHOULD FORWARD DOCUMENTS DIRECTLY TO
     HSBC, JOHANNESBURG, SOUTH AFRICA.
     (5)HSBC, JOHANNESBURG, SOUTH AFRICAN TO REVIEW DOCUMENTS AND
     FORWARD SAME TO THE ISSUING BANK, IF THEY ARE COMPLIANT.
     (6) HSBC BANK JOHANNESBURG, SOUTH AFRICA SHOULD BE THE
     TRANSFERRING BANK.
     EXCEPT AS FAR AS OTHER WISE EXPRESSLY STATED HEREIN, THIS LETTER
     OF CREDIT IS SUBJECT TO THE UNIFORM CUSTOMS AND PRACTICE FOR
     DOCUMENTARY CREDITS(1993 REVISION) INTERNATIONAL CHAMBER OF
     COMMERCE PUBLICATION NO. 500.
71B: Charges
     ALL OVERSEAS BANK CHARGES ARE FOR
     THE ACCOUNT OF THE BENEFICIARY
48: Period for Presentation
     LATE PRESENTATION OF DOCUMENTS
     WITHIN VALIDITY OF LETTER OF CREDIT
     ACCEPTABLE.
49: Confirmation Instructions
     CONFIRM
53A: Reimbursing Bank - BIC
     HSBCZAJJ
     HSBC BANK PLC
     
     JOHANNESBURG  ZA
78: Instr to Payg/Accptg/Negotg Bank
     PLEASE ADVISE AND ADD CONFIRMATION TO THIS CREDIT.  KINDLY DEBIT
     OUR A/C NO.  WITH YOURSELVES FOR USD52,644.00 AND
     COLLATERALISE SAME.
     ON PRESENTATION OF CREDIT COMPLYING DOCUMENT, WE AUTHORIZE YOU TO
     DEBIT OUR CASH COVER A/C AND REMIT PROCEEDS TO THE BENEFICIARY
     UNDER SWIFT ADVISE TO US. ANY UNUTILIZED BALANCE AFTER FINAL
     NEGOTIATION OF CREDIT COMPLYING DOCUMENT SHOULD BE CREDITED TO
     OUR ACCOUNT NO. .
57A: 'Advise Through' Bank - BIC
AGRICUL TURAL BANK OF CHINA. JIANGSU BRANCH
SWIFT BIC: ABOCCNBJ121
72: Sender to Receiver Information
     PLEASE ADVISE THE BENEFICIARY
     ACCORDINGLY.
Below is our L/C SAMPLE
27: Sequence of Total
     1/1
40A: Form of Documentary Credit
     IRREVOCABLE TRANSFERABLE
20: Documentary Credit Number
     FB06/ILC0692
31C: Date of Issue
     060919
31D: Date and Place of Expiry
     061130 NEGOTIATING BANK COUNTERS
51A: Applicant Bank - BIC
     FIDTNGLA
     FIDELITY BANK PLC
     
     LAGOS  NG
50: Applicant
     ANGELS TECH LIMITED
     24 AWOLOWO ROAD, IKEJA
     LAGOS
     NIGERIA
59: Beneficiary - Name & Address
CITY PLASTIC PRODUCTS CO.,LTD
32B: Currency Code, Amount
     Currency       : USD (US DOLLAR)
     Amount         :                 #52,644.00#
41D: Available With...By... - Name&Addr
     ANY BANK
     BY NEGOTIATION
43P: Partial Shipments
     ALLOWED
43T: Transhipment
     ALLOWED
44A: On Board/Disp/Taking Charge at/f
     CHINA
44B: For Transportation to...
     APAPA, LAGOS
44C: Latest Date of Shipment
     061030
45A: Descriptn of Goods &/or Services
     CFR: OFFICE PRODUCTS AS PER PROFORMA INVOICE NO. xxxxxx
     DATED 9/19/2006
46A: Documents Required
     (1)3/3 NEGOTIABLE AND 2 NON-NEGOTIABLE COPIES CLEAN ON BOARD
     OCEAN BILL OF LADING ISSUED TO THE ORDER OF FIDELITY BANK PLC,
     MARKED 'FREIGHT PREPAID'NOTIFYING ANGELS TECH LIMITED
     24 AWOLOWO ROAD, IKEJA, LAGOS, NIGERIA
     (2)3 ORIGINAL AND 3 COPIES OF COMBINED CERTIFICATE OF VALUE
     AND ORIGIN THAT SHOULD CONTAIN THE FORM M NUMBER, PORT OF
     DESTINATION, COUNTRY OF ORIGIN AND SUPPLY AND ADEQUATE
     DESCRIPTION OF GOODS (DETAILS OF GOODS BEING IMPORTED).
     (3)3 ORIGINAL AND 3 COPIES OF PACKING LIST.
     (4)MANUFACTURER'S CERTIFICATE WITH STANDARDS ADOPTED STATED
     THEREON. (THAT IS STANDARDS TO WHICH THE GOODS HAVE BEEN
     PRODUCED).
     (5)2 ORIGINAL AND 2 COPIES COMMERCIAL INVOICE WITH ADEQUATE
     DESCRIPTION OF GOODS.
47A: Additional Conditions
     (1)DOCUMENTS DATED PRIOR TO L/C OPENING DATE NOT ACCEPTABLE.
     (2)THE NEGOTIATING BANK SHOULD STATE IN THEIR REIMBURSEMENT CLAIM
     WHETHER OR NOT FINAL SHIPMENT AND NEGOTIATION HAVE TAKEN PLACE ON
     THIS CREDIT.
     (3)ALL DOCUMENTS MUST INDICATE BOTH L/C NUMBER FB06/ILC0692
     FORM M NUMBER 070/20061400040.
     (4)THE NEGOTIATING BANK SHOULD FORWARD DOCUMENTS DIRECTLY TO
     HSBC, JOHANNESBURG, SOUTH AFRICA.
     (5)HSBC, JOHANNESBURG, SOUTH AFRICAN TO REVIEW DOCUMENTS AND
     FORWARD SAME TO THE ISSUING BANK, IF THEY ARE COMPLIANT.
     (6) HSBC BANK JOHANNESBURG, SOUTH AFRICA SHOULD BE THE
     TRANSFERRING BANK.
     EXCEPT AS FAR AS OTHER WISE EXPRESSLY STATED HEREIN, THIS LETTER
     OF CREDIT IS SUBJECT TO THE UNIFORM CUSTOMS AND PRACTICE FOR
     DOCUMENTARY CREDITS(1993 REVISION) INTERNATIONAL CHAMBER OF
     COMMERCE PUBLICATION NO. 500.
71B: Charges
     ALL OVERSEAS BANK CHARGES ARE FOR
     THE ACCOUNT OF THE BENEFICIARY
48: Period for Presentation
     LATE PRESENTATION OF DOCUMENTS
     WITHIN VALIDITY OF LETTER OF CREDIT
     ACCEPTABLE.
49: Confirmation Instructions
     CONFIRM
53A: Reimbursing Bank - BIC
     HSBCZAJJ
     HSBC BANK PLC
     
     JOHANNESBURG  ZA
78: Instr to Payg/Accptg/Negotg Bank
     PLEASE ADVISE AND ADD CONFIRMATION TO THIS CREDIT.  KINDLY DEBIT
     OUR A/C NO.  WITH YOURSELVES FOR USD52,644.00 AND
     COLLATERALISE SAME.
     ON PRESENTATION OF CREDIT COMPLYING DOCUMENT, WE AUTHORIZE YOU TO
     DEBIT OUR CASH COVER A/C AND REMIT PROCEEDS TO THE BENEFICIARY
     UNDER SWIFT ADVISE TO US. ANY UNUTILIZED BALANCE AFTER FINAL
     NEGOTIATION OF CREDIT COMPLYING DOCUMENT SHOULD BE CREDITED TO
     OUR ACCOUNT NO. .
57A: 'Advise Through' Bank - BIC
AGRICUL TURAL BANK OF CHINA. JIANGSU BRANCH
SWIFT BIC: ABOCCNBJ121
72: Sender to Receiver Information
     PLEASE ADVISE THE BENEFICIARY
     ACCORDINGLY.
        

topcaicool

IT'S ALREADY CONFIRMED L/C BY HSBC SHANGHAI. VERY SECURED. BUSINESS RULES FIRST THEN CUSTOMER FROM DIFFERENT PLACE. THERE IS NO CUSTOMER CAN PLAY MORE TRICKES ON YOU BECAUSE YOU ARE NOT INSIST YOUR BUSINESS RULES. THAT IS WHY WE ARE TALKING AFRICAN CUSTOMER. BUT IF YOU GO AND SEE, THEIR MARKET IS FULL OF CHINESE GOODS. HOW CAN, THE CHINESE THEY DID THIS MARKET AND THEY WIN. IT IS NOT THE REPUTATION TO MAKE BUSINESS, IT IS MARKET AND BUSINESS RULES.