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本人是外贸新人,一个联络了很久的美国客户在PO TC中有如下的保险要求,想请教一下专业人士,做这些保险大概的费用有多少,另外遇到这类情况是否可能跟客户谈判取消其中一部分保险要求,因为客户第一单应该是试订单,而且该项目客户也处于刚起步阶段,下一单又不知道要到什么时候,估计货值也就在3W-4W刀之间,如果保险费用太高的话,对最终报价会有很大影响,请大家指教一下这种情况该如何处理,非常非常感谢!
(a)Commercial General Liability with limits of $5 million, including coverage for premises liability, personal and advertising injury, products and completed operations liability, broad form property damage and blanket contractual liability. Such insurance may be provided on a claims-made basis, however, such insurance shall have a retroactive date prior to the date that any work will be performed pursuant to these Terms, and shall be maintained (or shall have an extended reporting period) of at least 5 years after the termination of these Terms. The use of primary and excess limits to achieve the total required limits is acceptable.
(b)Workers’ Compensation and Employer’s Liability Insurance as follows for operations in the U.S. and as required by law elsewhere:
(1)With respect to Company only, domestic and foreign workers’ compensation insurance pursuant to all Applicable Laws, covering Company’s employees (including principals) and contractors engaged in providing Services.
(2)Employer’s liability insurance with a minimum limit of $5,000,000 bodily injury – each accident, $5,000,000 disease – each employee, $5,000,000 disease – policy limit (or if in a foreign currency, in an amount equivalent to $5,000,000). The use of primary and excess limits to achieve the total required limits is acceptable.
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